Zakat Calculator
Enter your cash, gold and silver value, investments, and business assets, minus any liabilities due, along with the current nisab threshold, to calculate your Zakat due at the standard 2.5% rate.
How the Zakat formula works
The standard Zakat calculation:
Net zakatable wealth = Cash + Gold/silver value + Investments + Business assets − Liabilities due Zakat due = Net wealth × 2.5%, only if Net wealth ≥ Nisab threshold
Step-by-step calculation
- Add up all zakatable assets: cash and bank savings, the current market value of gold and silver held, investments, and business inventory.
- Subtract any short-term liabilities or debts due.
- Compare the result against the current nisab threshold (based on the value of gold or silver, which fluctuates — enter the current figure for accuracy).
- If net wealth meets or exceeds the nisab, multiply it by 2.5% to find Zakat due.
Worked example
Cash and assets totaling $15,000, with $2,000 in short-term liabilities, and a nisab threshold of $5,000: Net wealth = 15,000 − 2,000 = $13,000, which exceeds the nisab. Zakat due = 13,000 × 0.025 = $325.
Frequently asked questions
What is the nisab threshold?
Nisab is the minimum amount of wealth a person must have before Zakat becomes obligatory, traditionally based on the value of a set amount of gold or silver. Because gold and silver prices fluctuate, the nisab value in your local currency changes over time — enter the current figure for your calculation to be accurate.
Is the 2.5% rate the same for all types of wealth?
2.5% is the standard rate applied to most zakatable wealth like cash, savings, gold, silver, and business assets held for a full lunar year. Certain other categories (like agricultural produce or livestock) use different traditional rates not covered by this calculator.
Does this calculator account for every asset type?
It covers the most common categories — cash, gold/silver, investments, and business assets, minus liabilities. Specific situations can involve additional detail, so this is a general calculation aid rather than a substitute for guidance from a knowledgeable source on your specific circumstances.